Living Within Your Means

Some of my schoolmates whose now working here in the states told me how the recent economy situation affected them and their work hours which means they don't have much overtime as they used to have. I understand what they've been through but this is part of life that we just just have to deal with positively. I know it's hard because our basic expenses and utilities went up high too and the salaries are still the same.
One good thing in order to survive is to live within our income. Don't live beyond our means. Avoid debt and most importantly be satisfied with what we have.


"Stupid people spend their money as fast as they get it" (Proverbs 21:20 TEV).