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Monday, April 25, 2011

Can't Wait To Go Shopping Again

I've been wanting to the mall whenever it's possible because I want to buy new clothes for the whole family. It's time to change our wardrobe because it's Spring already and Summer is coming so I need some surf clothing because as soon as it gets hot in here, my kids and my friends will be bugging me to the beach. I was supposed to go shopping last week but there so many things going on here, parties,chores and etc. When I go shopping, I want all my errands done first. Work first before play. Then I don't have to worry how much time I spent in shopping.When I shop, I'm so picky and meticulous. I always make sure I got the best deals. When I save a lot from my coupons and discounts,it makes me feel contented and happy. Next week, we plan to go to the mall and I'm hoping it will happened this time.

Easter Celebration

We had a blast with our Easter celebration yesterday. It was celebrated at my friend Marie's house up in Brookings. Even though I'm 40 minutes late,the kids were still able to do the egg hunting. Marie has a nice big lawn where the kids can safely play. There are many kids and teenagers in the party and they all love to play with my kids that's why I don't need to keep an eye on them all the time. I was able to chat with my friends whom I haven't seen for a long time. Then I met two new Filipinas. They're nice and bubbly. We went home at around seven in the evening already but it wasn't dark yet. When we got home, they raided through their eggs. I let them eat few of the chocolates. All in all it was fun and memorable Easter, celebrated with people that close to our hearts.

Saturday, April 9, 2011

Health Insurance

Finding the right health insurance is a very important decision to make. You have to make sure that it will meet your needs and affordable for your family. There are different types of health insurance. There are two different types of health insurance that I'm familiar with. The HMO and PPO.
HMO stands for Health Maintenance Organization. This the type of insurance that our family have since my husband is working in the federal. Having this kind of insurance  for almost ten years now, is a good help for me and my family. Although, I was having a bad time having my claims approved. But as long as you're familiar with your plan, you will eventually know how to solve the situation. All in all, I'm satisfied with HMO because all my medical bills were covered. I gave birth three times and I didn't pay that much. It's true your medical providers are limited but all you need to do is ask for a referral and you will be covered.
PPO stands for Preferred Provider Organization. This type of insurance is mostly used by my friends most especially those who work in the state and private agencies. This type of insurance is hassle free because you are not limited to which clinic or hospitals to go to.Unlike the HMO, you don't need to get a referral. But I'm just wondering, two of my friends have this type of health insurance but they're paying too much for out of the pocket expenses too. So I was thinking I much rather stick with my HMO since I don't spend that much. Thanks God. I think the most important thing to do is to to be familiar  with your plan. Know the coverage because sometimes the insurance companies made mistakes too. All you need to do is call them and I'm sure they will listen. After all you're important to them.

A Baby's Day Out

We stayed up late last night aching the movie a Baby's Day Out. I saw this movie many times already but the kids want us to watch it together again. We all fall asleep in the living room. even though I've seen this movie many times, I still laughed out loud most of times I watch it. It's always entertaining and hilarious. It's interesting to know that Baby Bink's role is played by the twins Adam Robert Worton and Jacob Joseph Worton. They were born in 1992. I am curious how they look now. I tried to search in the web about them, but no luck . I think baby Bink is super cute and adorable or shall I say these twins are adorable.

Thursday, April 7, 2011

Formal Dresses

If I have to go another party, I would love to wear this dress. This is similar to the dress  Reese Witherspoon wore in an awards night. I'm excited because I found this store that sell formal clothes and designer bridesmaid dresses but at very affordable prices.This dress is only $109 but it looks like more than a thousand bucks. Dress Code Formal or DCF has a wide selection of formal dresses that will put your style up a notch.Their clothes are sophisticated and elegant. Most of the time when I go to parties here, the ladies are wearing almost the same style of dress because we only have one department store here. And it sucks because one time when I go to church I was wearing the same dress as this girl, and she's like only 10 years old and I'm more than 3X as old as her. So it was embarrassing for me. So it's better to shop in DCF, for a more unique and stylish fashion. 

No NO NO NO!

I noticed that my youngest baby keep on saying No lately. I was like, what is going on?, wondering why she keep on saying  on. Then I realized that my eldest also used to keep on saying No before when she's about her age also. My Sophia is about 20 months old now. My only regret is that I didn't get the chance to update their baby book., I could have compare the dfference. I feel so unfair because I did my eldest and just didn't finish Eric and Sophia's. I'm just hoping that I will be able to finish it this month.

Wednesday, April 6, 2011

Building Up My Credit Score

I'm excited because my husband is finally retired from being a wildland firefighter. It's a mandatory retirement because they have a certain age limit to where you can keep on working. It's understandable because being a firefighter, you need to be physically skilled and healthy. My husband is well built. He runs five to ten miles a day. But he has to follow protocol. And he's okay because he already worked there for more than 20 years. So he's secured. But he still wants to go back to work at a different outfit. He's so hardworking that he just don't like staying at. I'm actually living like a queen now because he do almost all the household chores. Since he's free now, he can watch the kids while I will go back to school and work part time.
He understand why I want to work. I want to build my own retirement and I want to build my credit score. I really want to loan a car in my name so that I can boost my credit score. I used to have an excellent credit score but we don't use credit cards all the time. I guess if you're not active it kinda lowers your score a little bit.My husband prefers to use debit card . I remember when he bought my car. The salesman, told him that he's getting a 14% or more APR for the loan of the car. Good thing that I checked our credit scores before we shopped for cars. So we decline his offer and we have our bank took care of it instead. We only get less than 4% APR. It's amazing how a good credit score can change your finances. It's easy to check  your credit status. You can get a free credit score  online. It's quick and easy.

Tuesday, April 5, 2011

Shopaholic

A closet almost full of clothes with tags still on it...what's up with that?..my best friend's closet is like that, my other friends' closet are like that, the friends of my friend's closet are like that..and mine is almost like that but not as bad -)..this is a woman thing again that made the guys asked "what's up with that???...oh well husbands, that's why you're working,,duh!! I am just joking. While I was going thru my closet, I realized that I have clothes that I haven't worn yet. But still I keep on buying. I don't know. This shopping thing is bad habit but it is very common with women and some men. And I don't think it will ever change. For most people, shopping is like a therapy for them.

My Love For Empanadas

Guest post written by Tony Walker

I have a soft spot in my heart and my stomach for any and everything fried. I just love fried foods because it's crispy and a lot of times they're also a little bit sweet too. But out of all the fried foods, I think that I have to say that empanadas are my favorite fried foods. I just love how you can put all kinds of fillings in them but they're still called empanadas. They're still so much better than deep fried Oreos or ice cream from the state fair.
I like to come up with all kinds of new filling for empanadas, like ones that people would never even think about. One night when I was looking up new filling ideas, I came across some information about Clear wireless internet systems and after I read through it a little bit, I decided to switch over my home Internet service of the provider.
Now, I don't live off of empanadas, which you might be tempted to think because of my intense love for them. But if I could live off of just empanadas, I would.

Best Gift For A Shopaholic

For my bestfriend's 30th birthday next month I will give her personalized birthday presents. For now my first choice is this photo throw from Personal Creations. I think it is great to give her this one because it's unique and memorable, something different because she turns thirty already.At Personal creations, there are many gift giving ideas that will put your thoughtfulness up a notch.Most of the time, we gave clothes, lotion, bath and body stuff and the likes but they end up not using it. And knowing my bestfriend, she's a shopaholic. She has a closet almost full of clothes that still has tags on it. So this personalized gift idea will definitely a hit in the party.

Celebrations


This is the first part of the retirement party of my sweetie. The first one was held at their office. So I cooked egg rolls because that's their favorite and six more recipes. It was fun.My kids enjoyed playing with my husband's co workers. As a firefighter they have an age limit so he got a mandatory retirement. But he already put it more than 20 years so he is fine.I'm sure I will gonna miss visiting that place. I will miss calling his work number and I will miss hanging out at his office. It's just that it's part of my daily routine. I just have to get use to it and move on to different activities. I'm praying that my husband won't get bored staying home. He's a hardworking person and he's not used to just sitting down and do nothing. He wants to look for another career and I will support whatever his decision.
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